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Carmel Health & Living Community LLC

Nursing Home Facility

118 Medical Drive, Carmel, IN 46032

Nursing Home Care Continuing Care (CCRC) Senior Living

Carmel Health & Living Community LLC is a senior care community located in Carmel, IN. It provides nursing home care, continuing care (CCRC), and senior living for older adults in the Carmel area. To learn more or schedule a tour, call (317) 844-4211.

Operated by Cardon & Associates, which runs 14 communities in our directory.

With 188 beds, Carmel Health & Living Community LLC is one of the larger communities in the area, senior care communities in Carmel average about 105 beds. Larger communities more often keep clinical staff on site around the clock and can offer a wider range of on-site therapy and activities, though some families prefer the quieter feel of a smaller setting.

Federal reporting puts occupancy at about 74% of its licensed beds.

Medicare rates this community 2 out of 5 stars overall, a score based on health inspections, staffing levels and quality measures. Its most recent standard health inspection was in September 2025 and recorded 9 deficiencies.

Residents receive about 3.6 hours of nursing care per day on average, including 0.5 hours from a registered nurse. Communities in Carmel average about 4.1 hours. Nursing staff turnover over the past year was about 70%, which is high and can affect continuity of care.

The community is located in Hamilton County, IN.

Medicare five-star ratings

  • Overall ★★★★★ 2/5
  • Health inspections ★★★★★ 2/5
  • Staffing ★★★★★ 2/5
  • Quality measures ★★★★★ 3/5

Source: Centers for Medicare & Medicaid Services (CMS) Care Compare. Ratings apply to Medicare/Medicaid-certified nursing homes and are updated by CMS monthly.

Inspection record

In its last three standard inspections and any complaint visits, federal inspectors cited 30 problems at Carmel Health & Living Community LLC. 2 findings involved harm to a resident. 6 came from investigating complaints by residents or families.

In the last three years Medicare fined this home once, a total of $14,015.

Findings from the most recent inspection cycle

  • Caused harm to a resident, one or a few residents Quality of Life and Care

    Ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.

    Inspected November 2025, after a complaint. Corrected by December 5, 2025.

  • Caused harm to a resident, one or a few residents Pharmacy Service

    Ensure that residents are free from significant medication errors.

    Inspected September 2025. Corrected by October 24, 2025.

  • Could cause more than minimal harm, a pattern Pharmacy Service

    Provide pharmaceutical services to meet the needs of each resident and employ or obtain the services of a licensed pharmacist.

    Inspected September 2025. Corrected by October 24, 2025.

  • Could cause more than minimal harm, a pattern Pharmacy Service

    Ensure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs.

    Inspected September 2025. Corrected by October 24, 2025.

  • Could cause more than minimal harm, one or a few residents Resident Rights

    Allow residents to self-administer drugs if determined clinically appropriate.

    Inspected September 2025. Corrected by October 24, 2025.

  • Could cause more than minimal harm, one or a few residents Quality of Life and Care

    Provide appropriate treatment and care according to orders, resident’s preferences and goals.

    Inspected September 2025. Corrected by October 24, 2025.

  • Could cause more than minimal harm, one or a few residents Quality of Life and Care

    Provide safe and appropriate respiratory care for a resident when needed.

    Inspected September 2025. Corrected by October 24, 2025.

  • Could cause more than minimal harm, one or a few residents Quality of Life and Care

    Provide safe, appropriate dialysis care/services for a resident who requires such services.

    Inspected September 2025. Corrected by October 24, 2025.

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  • Could cause more than minimal harm, one or a few residents Pharmacy Service

    Ensure each resident’s drug regimen must be free from unnecessary drugs.

    Inspected September 2025. Corrected by October 24, 2025.

A citation on its own does not mean poor care, and most are corrected within weeks. What matters most is how serious the findings were and whether the same problems keep coming back. When you visit, it is fair to ask the administrator what inspectors found and what has changed since.

Source: Centers for Medicare & Medicaid Services, Health Deficiencies and Penalties files, updated monthly. See the full record on Medicare Care Compare.

Carmel Health & Living Community LLC offers nursing home care, continuing care (CCRC), and senior living.

Facility details

  • Organization type for-profit corporation
  • Beds / units 188
  • Occupancy 74%
  • Nursing hours per resident/day 3.6
  • Annual staff turnover 70%
  • Last health inspection September 2025

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